We're all pretty used to instant banking transactions these days.
Unfortunately, a Tembo LISA is not an account that payments can clear into instantly. We are always looking at how to improve payments so keep your eyes peeled for updates on that front.
In the meantime, whether you pay in via Direct Debit, Top Up or are lucky enough to have someone send you funds via Gift Time, these types of transaction all take 1-3 working days to clear into your Tembo account.
For example, If your Direct Debit is due to be taken on Tuesday 1 November 2022, it will leave your bank account on that date but won't land in your Tembo account for 2-3 working days. We'd usually expect the funds in this example to show in your Tembo account by end of day on Thursday 3 November provided there are no issues!