You can only pay into one Cash Lifetime ISA or one Stocks and Shares Lifetime ISA every tax year (April 6th to April 5th).
If you have a Lifetime ISA with another provider, but want to benefit from the Tembo Lifetime ISA rates or app features, you can transfer to Tembo at any point in the year.
We'll help you make the full transfer in the Tembo app and you can continue saving or investing for your first home straight away.